[jburgio]

Hello!  If a student has late reporting on their credit report for Federal student loans, it seems the servicers will not remove the late reporting unless the student received public assistance or served in the Peace Corps, were eligible for a natural disaster forbearance, internship/residency deferment, bankruptcy forbearance, cancer treatment forbearance, in school status.  I am trying to assist students who were truly late during the months in March where the loans pause had ended.   Many of the dates stary in March 2025.  Teh late reporting remains on the credit report and Sallie Mae will not even consider a student for a loan approval if they have a prior student loan that was ever late more than 90 days.  We have tried CFPB disputes and credit report disputes, but the servicers continue to respond that they are required to report accurate information to the bureau and no goodwill removal will be considered.  I was able to get one student help because she was receiving Medicaid at the time.  Any ideas on how to get the servicers to remove the late reporting?

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