Appointment Booking

Janera Harvey, M.P.H.

Overshopping Specialist / Money Coach

Janera Harvey is a resilient mompreneur, motivator, mentor and coach. Her mission is to empower and motivate career women in areas of finance by helping them rebound back from financial pitfalls and lead them to financial victory.

Her passion stems from her own journey of money pains after a divorce. She spent many years on her journey seeking any and every resource to overcome her pain. It wasn’t until she was introduced to fixing her own credit that she developed a passion to help other women who struggled just like she did. She became a certified credit counselor through National Association of Certified Credit Counselors and birthed “The Credit Journey”. While serving clients she began to see that there was a bigger unmet need that needed to be solved, instability with personal finance. It was then that the vision was shifted to help women have a better relationship with their money by properly budgeting, spending, minimizing debt and saving with a service that is judgement free, supportive and tailor made.

Janera has a Associates Degree in Health Information Technology, Bachelor’s Degree in Business Administration and a Master’s Degree in Public Health. She’s served in the medical industry for over 25 years from direct patient care to medical sales. Janera currently serves as a Money Columnist for Gulf Coast Women Magazine, serves on the board for National Association for Certified Credit Counselors and she’s been trained as an Over Shopping Specialist to aid those who struggle with compulsive shopping (shopping addiction). She really has a passion to help people and it’s led her right to where she’s destined to be helping and serving women.

Coach William Moore

Debt Management / Credit Counseling / Credit Reversal

Coach William D. Moore specializes in addressing negative money behaviors, implementing sound financial strategies and brings over 20 years of experience as a certified credit counselor, strategist, and coach to his client.

As a Certified Credit Counselor, he is on a mission to spread financial literacy amongst his clients by providing them with professional and sound counsel needed to help them get out of financial difficulties and become financially empowered. He holds his client’s hands and takes them through the process needed to enhance their skills, knowledge, and abilities necessary to help clients stay out of financial debt problems. His utmost integrity and strong code of ethics stem from his 17 years of service in the U.S. Army National Guard with a retired rank of Major and his certification from the National Association of Certified Credit Counselors (NACCC).

William has successfully worked with customers in developing a budget and a game plan to defeat debt, how to read a credit report, and how to challenge creditors with errors on their credit report. A big part of his career in credit counseling is negotiating with creditors better terms on credit card debt on behalf of his customers.

William understands that being good with money isn’t enough, so after obtaining a certification in credit counseling, he joined the Society of Financial & Career Consulting Professionals and US Black Chambers Inc to help his clients balance both their personal and business finances more effectively.

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