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	<title>SFCCP | Roy Bush | Activity</title>
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				<title>Roy Bush replied to the topic What to do if your student loans are in default in the forum Student Loans</title>
				<link>https://sfccpnetwork.org/forums/topic/what-to-do-if-your-student-loans-are-in-default/#post-21148</link>
				<pubDate>Wed, 14 Jan 2026 20:04:52 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Jburgio,</p>
<p>Federal student loans are reported late after being missed for 90 days.  However, loans in forbearance or deferment are not reported as late during that pause period.  The reasons for forbearance or deferment are those that you listed.  Borrowers who had missed payments for greater than 90 days after January 1, 2025, began being re&hellip;<span class="activity-read-more" id="activity-read-more-1014"><a href="https://sfccpnetwork.org/forums/topic/what-to-do-if-your-student-loans-are-in-default/#post-21148" rel="nofollow ugc">Read more</a></span></p>
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				<title>Roy Bush started the topic What to do if your student loans are in default in the forum Student Loans</title>
				<link>https://sfccpnetwork.org/forums/topic/what-to-do-if-your-student-loans-are-in-default/</link>
				<pubDate>Mon, 28 Apr 2025 17:25:47 +0000</pubDate>

									<content:encoded><![CDATA[<p>&#x1f6a8; In Default on Your Student Loans? Here&#8217;s What To Do<br />
If your student loans have gone into <strong>default</strong>, don’t panic — you have <strong>several options</strong> to fix it and get back on track. Here&#8217;s a quick guide:</p>
<p>What Happens When You&#8217;re in Default?</p>
<ul>
<li>
Credit score damage &#x1f4c9;
</li>
<li>
Wage garnishment
</li>
<li>
Seizure of tax refunds
</li>
<li>
Loss of federal aid eligibility
</li>
<p> 	<l&hellip;</ul>
<p><span class="activity-read-more" id="activity-read-more-708"><a href="https://sfccpnetwork.org/forums/topic/what-to-do-if-your-student-loans-are-in-default/" rel="nofollow ugc">Read more</a></span></p>
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				<title>Roy Bush started the topic Financial Literacy and Student Athletes in the forum Financial Education</title>
				<link>https://sfccpnetwork.org/forums/topic/financial-literacy-and-student-athletes/</link>
				<pubDate>Wed, 15 Dec 2021 21:23:29 +0000</pubDate>

									<content:encoded><![CDATA[<p>I thought someone might be interested in this information.  This site addresses financial readiness and the student-athlete.  </p>
<p>The Origin of “Spry”<br />
The literal definition of ‘spry’ means the ability to move quickly, easily, and lightly.</p>
<p>Founded in 2020 with the purpose of helping with the new rules regarding name, image, and likeness (NIL),&hellip;<span class="activity-read-more" id="activity-read-more-278"><a href="https://sfccpnetwork.org/forums/topic/financial-literacy-and-student-athletes/" rel="nofollow ugc">Read more</a></span></p>
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				<title>Roy Bush started the topic What is happening in the mortgage industry today? in the forum Mortgages and Housing Counseling</title>
				<link>https://sfccpnetwork.org/forums/topic/what-is-happening-in-the-mortgage-industry-today/</link>
				<pubDate>Wed, 03 Nov 2021 20:39:23 +0000</pubDate>

									<content:encoded><![CDATA[<p>Great news for First Time Homebuyers!  Fannie Mae has announced they will allow for including rental payment history when considering a mortgage application.</p>
<p>Fannie Mae CEO, Hugh Frater was quoted from a blog post made in August this year &#8220;It seems obvious that if someone is paying rent consistently it&#8217;s likely they could and would pay their&hellip;<span class="activity-read-more" id="activity-read-more-67"><a href="https://sfccpnetwork.org/forums/topic/what-is-happening-in-the-mortgage-industry-today/" rel="nofollow ugc">Read more</a></span></p>
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